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Buyers Guide

House prices are on the up again after several years of relative calm, adding more pressure to anyone trying to buy. Yet buyers need to pause and ask what, when and whether to buy.

Buyers should concentrate on whether buying is affordable and the right decision in the long-term, rather than panic over house prices or cave in to the UK's 'must-own, must-own' mentality.

Few people accurately predicted the end of the house-price boom in 2007 and no-one really knows what is going to happen to house prices over the next few years. It is better to concentrate on bigger-picture financial security than risk financial ruin in a desperate attempt to get on the housing ladder.

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